Te Hoko Whare Rīhi Tuatahi i Aotearoa: Ngā Mea i Hiahia ai Ahau Kia Kōrerongia ki Ahau i te 2019
He pātai poto - kei te pānui koe i tēnei hei:
E whakahaere ana koe i ōu whare ake?
Ka ārahina e RentManager ngā rēti, ngā whakatutukitanga, me ngā tuhinga. He kore utu mō tō whare tuatahi.
I te 2019 i noho ahau hei rangatira whare ki Aotearoa, tata noa ki te matapōkere. I whai whare whakangao ahau ki tāwāhi i mua, i waiho tērā wheako kia tūpato ahau. Nā te kamupene whakahaere whare i āhua ai rātou i te wā kāore au i te kāinga - kāore rātou i te aro ki te whare, ki ōku kainoho, ā, nā tō rātou pōhēhē kua nui taku utu. Nā reira, i taku hoko ki konei, i tino whakaaro ahau ki te mahi rerekē. Ko tāku kāore i mōhio - kāore tētahi i whakamārama mai - ko te ngāherehere o ngā mahi, ngā pepa, ngā whakatau i waenganui i te "e hiahia ana au ki te whakangao i te whare" me te "kua whiwhi i tētahi kainoho pai e utu ana i te reti i te wā tika ia wiki."
I hē ētahi mea nui i ngā tau tuatahi. Kāore i te aitua, engari he momo ka utu koe i te mano tāra me te ahotea hei karo. Ko tēnei tuhinga koirā taku i hiahia ai hei tuku ki a au i te tīmatanga o te 2019.
E whitu ngā tau i muri mai, e whakahaere ake ana ahau i ngā rūma e whā ki Tāmaki Makaurau CBD. I hanga ahau i a RentManager i tētahi wāhanga nā te mea he iti rawa ngā taputapu mō ngā rangatira whare iti o Aotearoa. Engari ka pā ngā akoranga o tēnei tuhinga ahakoa ka whakamahi koe i taku pūmanawa, i ngā ripanga rānei.
I Mua i te Hoko: Ngā Tirotirohanga Tika
Ka mahi ngā kaihoko whare o Aotearoa mō te kaihoko - kaua ko koe. Ehara i te whakahē - koinā te ture. Ko te here ā-ture o te kaihoko ki te tangata e hoko ana i te whare, kaua ki a koe. Ka pono te nuinga, ka whakautu i ō pātai. Engari ētahi mea kāore rātou e kī mai kia pātaitia ai. Ko te mahi tiaki i a koe, kei a koe. I mua i te tuku tono, tirohia ngā mea katoa.
Te Pūrongo LIM: Whakawhiwhia, Pānuihia, Māramahia
Ko te Land Information Memorandum (LIM) tētahi tuhinga e tukua ana e te kaunihera, he whakarāpopoto o ngā mea katoa e mōhiotia ana e te kaunihera mō tētahi whare. He $300-450, he 10 rā mahi te wā, ā, koinei tētahi o ngā tuhinga nui rawa.
Kaua e whakamahi i te LIM a te kaihoko. Whakawhiwhia tētahi hou. Tērā pea he LIM tata ki a rātou i roto i ngā marama e ono. Ehara i te mea ōrite. I tētahi take Aotearoa, i whakahē tētahi tokorua o Tāmaki Makaurau mō te whakamaminga i te LIM ki te tango i te "nui o ngā kino wai" o te whare, i mua i te hoko. I kitea te mahi tinihanga i te e whā tau i muri mai i te kaihoko, kua ngaro te $335,000 putea. Tirohia te NZ Herald. He take tino kino. Engari tonoa tonu tō LIM mai i te kaunihera.
Ko ngā mea hei tiro:
- Hītori whakaae. Ngā whakaaetanga hanga katoa me ngā tiwhikete whakaū.
- Mōhiohio mō ngā mōrea taiao. Waipuke, horo, wairua.
- Reiti. Kei te nama mō te aha, ki a wai.
- Ngā tikanga whakaaetanga rauemi e whai ana i te whenua.
Ki te kite koe i tētahi mea me he whakaae - he rūma hou kua peita hou, he huringa karāti, he wharepaku i tētahi wāhi rerekē - ā, kāore i te LIM, kōrero ki tō rōia. Kaua e whakaae ki te "i oti tērā i ngā tau ki muri" me te kore taunakitanga.
Ko te mea nui ko te mahi kore-whakaae. Ki te kore e rēhitatia tētahi rūma, hanganga, ka taea e te kaunihera te tono kia wāwāhia, kia tirohia, kia whakapai. Ka riro taua utu i a koe.
Te Tirotiro Hanga: Whakawhiwhia tētahi e mahi ana mō koe
Whakawhiwhia tētahi kaitiro hanga whai raihana e ū ana ki NZS 4306. $500-900 te utu. Kaua e whakamahi i te kaitiro a te kaihoko me te kore whakaū.
Ngā mea hei whakatairanga:
- Aukati wai. Ngā whare i hangaia i waenga i te 1994 me te 2004 me ngā whakapaipai monolithic.
- Whiu. Kei te nuinga o ngā whare i mua i te 1980.
- Paru methamphetamine. He mōrea tūturu. He $250-400 te whakamātautau.
- Tuanui, paipa, hiko. Kāore i te ātaahua engari utu nui.
Ngā Tuhinga Body Corporate: Pānuihia ngā Meneti
Mēnā e hoko ana koe i tētahi rūma, ka uru koe ki tētahi body corporate. Tonoa ngā meneti e toru tau, ngā kaute tata, me te mahere whakatikatika roa. I raro i te Unit Titles Amendment Act 2022, me whai katoa ngā body corporate i tētahi mahere 10 tau.
Ngā mea hei pānui:
- Tautohe i waenga i ngā rangatira
- Amuamu auau mō te urunga wai, whakapaipai, hanga
- Utu motuhake kua whakataua
- Whakatikatika kua whakatāroatia
- Haumarutanga me ngā mahi whakatumatuma
Ka rerekē ngā utu body corporate. Kua kite ahau i ngā rūma Tāmaki CBD me te utu $3,000 i tētahi whare pai, $9,000+ i tētahi whare kino. Mōhiotia i mua i te tono hoko.
Whakawhiwhia tō Rōia ake
Whakamahia tō rōia ake. Kaua e waitohu kore-here i te rā kāore anō kia oti tō tirotiro. Ngā tikanga hei whakauru:
- Tikanga putea - whakaaetanga pēke tūturu.
- Tikanga tirotiro hanga - wā ki te tiro me te wehe.
- Tikanga tirotiro tika - wā ki te tiro LIM, body corporate, rīhi.
Ka tiro tō rōia i te taitara (easement, kawenata), whakaū i te rārangi chattel, me ngā mea e kore koe e whakaaro. Ko te $1,000-$2,000 i tō rōia tētahi o ngā whakangao pai.
Ngā Pātai Hei Pātai ki te Kaihoko
Ahakoa e mōhio ana he māngai rātou mō te kaihoko, ētahi pātai he pai ki te pātai tōtika. Me whakaatu ngā kaihoko i ngā take nui - kāore e taea e rātou te whakapōhēhē. Engari ētahi ka kōrero noa i ngā mea e hiahia ana koe ki te rongo.
I kōrero kē mai ki a au ko te kaipupuri e haere ana ki tāwāhi, ka hiahia ki te hoko tere. I hoko mātou. Kāore te kaipupuri i haere ki tāwāhi. E whakakotahi ana rātou i ngā whakangao. Ka pono te pātai - he tinihanga te whakautu i ētahi wā.
- He aha te take o te hoko?
- E hia te roa i te mākete?
- He rīhi tonu? Ahea mutu? Tirohia te tono o te kainoho mēnā he teitei te reti.
- He raruraru mō te hanga, te body corporate?
- He whakamātautau methamphetamine?
- He take Tenancy Tribunal?
- E hia kua hoko ki tēnei whare? He mōhio te kaihoko kua hoko e 5-6 ki te whare kotahi.
Mēnā e hoko ana koe i te whare me te rīhi, pānuihia te whakaaetanga. Ka whakauruhia e koe te rīhi. Mēnā he iti te reti, ka taea te whakapiki kotahi i ia 12 marama me te 60 rā pānui (aratohu whakapiki reti).
I Muri i te Hoko: Ngā Here Whare Hauora
I ohorere ahau i tēnei i te tīmatanga. Kāore ngā Paerewa Whare Hauora he kōwhiringa. Mai i te Hūrae 2025, me whai katoa ngā rīhi.
Ngā paerewa e rima:
- Whakamahana. He heater mū i te rūma noho ki te 18 degrees. Ko te heat pump te tikanga. Kāore ngā heater hiko iti me ngā heater rākau e tika.
- Whakaāhua. Whakaāhua tuanui me raro. Ko ngā whare tawhito me tāpiri.
- Whakamāmā. Puhi i ngā kīhini me ngā wharepaku ki waho, me ngā matapihi ka taea te huaki.
- Haukū me te rerenga wai. Kaua he haukū piki. Rerenga wai raro.
- Aukati haunene. Kia kati ngā āputa.
I mua i te hoko, tirohia te whare me ēnei paerewa. Ka taea te tāpiri $5,000-10,000 ki tō utu. Tirohia tā mātou aratohu Whare Hauora.
Mō ngā rūma i roto i ngā whare teitei, ka whai te body corporate i ngā Paerewa Whare Hauora i ngā wāhi whānui. Whakarite ki te tuhi i mua i te hoko.
Ngā Tāra: Ka Tika ai?
Ka tiro te nuinga i te yield, ka mutu. Ko te tau nui, ko ngā toenga i muri i ngā utu.
Tatau māmā:
- Reti wiki x 52 = moni whiwhi ā-tau
- Tango: reiti, utu wai
- Tango: inihua rangatira whare
- Tango: utu body corporate
- Tango: whakatikatika (1-2% o te utu hoko mō te whare tawhito; 0.5% mō te hou)
- Tango: utu whakahaere (7-10%)
- Tango: wā whare kau (2-4 wiki i Tāmaki; 6-8 wiki i ngā rohe)
Ko ngā toenga ko tō moni whiwhi rīhi. Whakawehea ki te utu hoko mō te yield tika. Whakatauritehia ki te moni taua mortgage.
I Tāmaki ināianei he whakarua pāhekoheko te nuinga - kāore te reti e hīpoki i te nama. Me pono koe mehemea e pēne ana koe mō te whai putea, te moni whiwhi rānei. Tirohia He Aha ahau i Hoko ai e Whā.
Ka taea te tango hāngi i te nuinga - reiti, inihua, whakatikatika, body corporate, whakahaere, huamoni mortgage. Pupuri i ngā nama mai i te rā tuatahi. Tirohia tā mātou aratohu rekoata.
Te Rapu Kainoho Tuatahi
Ko te wāhi tīmata te rere putea, me te wāhi i hē ai ngā rangatira whare hou.
Panui
Ko Trade Me Property te wāhi e rapu ana ngā kainoho tuatahi. Ko Realestate.co.nz mō ētahi atu. Utua ngā mea e rua. He pai te TradeMe.
Ko ngā whakaahua te mea nui. Mā-mā, māmā. Whakaahua waea pai me te 10 miniti whakawātea, he pai ake i ngā rūma puehu.
Ko tō rārangi me whakaatu: wāhi, rūma moenga, paati, chattel, reti, paihere, rā kuhu.
Whakamātautau Kainoho: Kaua e Tere
I ngā rā tuatahi i whakaae wawe ahau. I akona e au: ko te kainoho pai i te 5% i raro i te mākete, he pai ake i te kainoho kino i te reti katoa.
Ngā mea hei whakamātautau:
- Moni whiwhi. Payslip, bank statement. Kaua te reti e nui atu i te 35-40% o te moni takohatanga.
- Taunakitanga rangatira whare o mua. Waea atu. Kaua te īmēra noa. Pātai: i utu rātou i te wā tika, i tiaki i te whare, ka rīhi anō koe?
- Nama me te background. Ka tuku RentManager Apply i te kōnae kainoho whakaū.
- Hītori Tenancy Tribunal. Rapu ki justice.govt.nz koreutu. Ehara i te whānui - he maha ngā take kua huna.
Tirohia tā mātou aratohu whakamātautau.
Whakaaetanga Rīhi me te Paihere
Whakamahia te whakaaetanga paerewa mai i Tenancy Services. Ka taea te tāpiri, engari kaua e tango i ngā mōtika.
Me whakatakoto te paihere ki Tenancy Services i roto i ngā 23 rā mahi. He 4 wiki te nui rawa. Kaua e pupuri ki tō pūkete ake. He ture-kore. He $1,000 te whiu (he $2,000 mō ngā rangatira whare nui).
Whakahaere Ake, Kaiwhakahaere Whare Rānei?
Mō te whare 1-2, ka taea te whakahaere ake. Ehara te RTA i te uaua. Te penapena: $3,000-5,000 ia whare ia tau. Ko te utu: ko koe te whakautu i ngā waea mō ngā whakatikatika i te pō. I ngā 7 tau e rua āku - ngā poka i te 11pm, 7am Rāhoroi. I whakautua e tētahi pāumua e mōhio ana ahau.
Mō te 5+, ka taea te kaiwhakahaere. Tirohia tā mātou aratohu kōwhiri.
Mēnā ka whakahaere ake, whakamahia RentManager NZ: reti, whakatikatika, tuhinga, paihere, tirotiro, Apply. Mai i te $9/marama.
Te Tau Tuatahi
Whakawhiwhia tētahi inihua rangatira whare i mua i te nukunuku o te kainoho. Kaua ko te inihua whare noa - ko te inihua rangatira whare. He rerekē. Ka hīpokina ngā utu reti ngaro, kino a-kainoho, utu rōia mō te Tribunal. Tirohia tā mātou aratohu inihua.
Mahia te tirotiro tuatahi i roto i ngā marama e toru. Ko te nui rawa ko te 4 wiki; ko te pānui iti ko te 48 hāora tuhi. Ko te kaupapa ko te tiro i te whare.
Ko te take tuarua o te pupuri rekoata: ka tono tō inihua. Ka tono te nuinga o ngā inihua rangatira whare i ngā tirotiro auau - i te nuinga wā he kotahi i ia toru marama me ngā tuhinga. Ki te tono koe i te pūnaha, ka whakakāhore, ka iti iho rānei te utu.
Pupuri rekoata mai i te rā tuatahi. Ka haere te nuinga o ngā rangatira whare ki te Tribunal i te kotahi wā. Ko ngā rangatira whare e wini ana ko ngā mea me ngā rekoata mā.
Nick Georgiev, RentManager NZ
I hoko a Nick i tōna whare whakangao tuatahi i Aotearoa i te 2014, i tīmata te rīhi i te 2019, ako ai ia i te wā e haere ana. E whā ngā rūma i Tāmaki CBD, e whakahaere ake ana, i hanga i a RentManager NZ. He āpiha Tiamana Ope Kaitiaki, he ngaio IT hoki - ka whai ripanga ia mō ngā mea katoa.